@font-face{font-family:Manrope;src:url('/assets/fonts/manrope.woff2') format('woff2');font-display:swap}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f7faff;color:#152c4a;font-family:Manrope,Arial,sans-serif}.ms-wrap{width:min(1240px,calc(100% - 32px));margin:auto}.ms-top{position:sticky;top:0;z-index:20;border-bottom:1px solid #dce7f4;background:rgba(255,255,255,.96);backdrop-filter:blur(15px)}.ms-top .ms-wrap{display:flex;min-height:70px;align-items:center;justify-content:space-between;gap:22px}.ms-top img{display:block;width:152px;height:auto}.ms-top nav{display:flex;align-items:center;gap:22px}.ms-top a{color:#486079;font-size:12px;font-weight:800;text-decoration:none}.ms-top .primary{padding:11px 16px;border-radius:10px;background:#1769f5;color:#fff}.ms-crumbs{padding-top:25px;color:#778a9f;font-size:11px}.ms-crumbs a{color:#1769f5;text-decoration:none}.ms-hero{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:46px;padding:48px 0 42px}.ms-kicker{display:inline-flex;align-items:center;gap:7px;padding:7px 10px;border:1px solid #bdd6fa;border-radius:999px;background:#eef6ff;color:#1769f5;font-size:10px;font-weight:900;letter-spacing:.08em;text-transform:uppercase}.ms-hero h1{max-width:780px;margin:18px 0;color:#112a4a;font-size:clamp(36px,5vw,67px);line-height:1.04;letter-spacing:-.045em}.ms-hero p{max-width:730px;margin:0;color:#5c728d;font-size:17px;line-height:1.75}.ms-hero ul{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin:20px 0 0;padding:0;list-style:none}.ms-hero li{display:flex;align-items:center;gap:7px;color:#3c5876;font-size:11px;font-weight:800}.ms-hero li:before{content:'✓';display:grid;width:19px;height:19px;place-items:center;border-radius:50%;background:#e5f8ef;color:#15905c}.ms-hero-visual{position:relative;min-height:390px;overflow:hidden;border:1px solid #c9dcf4;border-radius:28px;background:radial-gradient(circle at 30% 20%,#fff 0,#eaf4ff 42%,#dcecff 100%)}.ms-hero-visual:before{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(117,159,207,.12) 1px,transparent 1px),linear-gradient(90deg,rgba(117,159,207,.12) 1px,transparent 1px);background-size:30px 30px}.ms-hero-visual .plan{position:absolute;inset:55px 60px 80px;border:10px solid #204b76;background:linear-gradient(90deg,transparent 57%,#6f88a1 57%,#6f88a1 60%,transparent 60%),linear-gradient(transparent 54%,#6f88a1 54%,#6f88a1 58%,transparent 58%);box-shadow:0 28px 50px rgba(25,64,107,.18);transform:perspective(700px) rotateX(12deg) rotateZ(-3deg)}.ms-hero-visual img{position:absolute;right:-10px;bottom:-18px;width:245px;height:auto;filter:drop-shadow(0 18px 25px rgba(21,58,98,.2))}.ms-hero-visual span{position:absolute;left:24px;bottom:22px;padding:12px 15px;border-radius:13px;background:#fff;color:#214462;font-size:11px;font-weight:900;box-shadow:0 12px 30px rgba(20,58,100,.14)}
.ms-answer{display:grid;grid-template-columns:1.2fr .8fr;gap:25px;margin-bottom:28px;padding:23px 26px;border:1px solid #c6dbf4;border-radius:18px;background:#eef6ff}.ms-answer h2{margin:0 0 8px;font-size:20px}.ms-answer p{margin:0;color:#526d89;font-size:13px;line-height:1.65}.ms-answer aside{display:grid;grid-template-columns:1fr 1fr;gap:9px}.ms-answer aside span{padding:10px;border-radius:10px;background:#fff;color:#284968;font-size:10px;font-weight:800}
.ms-tool{margin:28px 0 58px;overflow:hidden;border:1px solid #bcd3ef;border-radius:22px;background:#fff;box-shadow:0 25px 70px rgba(25,66,110,.13)}.ms-tool header{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:18px 22px;border-bottom:1px solid #dce7f3;background:#fff}.ms-tool h2{margin:0;font-size:22px}.ms-tool p{margin:4px 0 0;color:#6e8299;font-size:11px}.ms-tool a{padding:10px 13px;border-radius:9px;background:#1769f5;color:#fff;font-size:10px;font-weight:900;text-decoration:none;white-space:nowrap}.ms-tool iframe{display:block;width:100%;height:1220px;border:0;background:#f6f9fd}.ms-tool>small{display:block;padding:11px 20px;background:#f5f9fd;color:#788a9d;font-size:9px}
.ms-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;align-items:start;gap:36px}.ms-article{padding:36px;border:1px solid #dce7f3;border-radius:22px;background:#fff}.ms-article h2{margin:38px 0 13px;color:#142f50;font-size:27px;letter-spacing:-.02em}.ms-article h2:first-child{margin-top:0}.ms-article h3{margin:25px 0 9px;font-size:18px}.ms-article p,.ms-article li{color:#4c6681;font-size:14px;line-height:1.8}.ms-article a{color:#1769f5;font-weight:800}.ms-article table{width:100%;margin:20px 0;border-collapse:collapse;font-size:11px}.ms-article th,.ms-article td{padding:12px;border:1px solid #dce7f3;text-align:left}.ms-article th{background:#eff6ff}.ms-note{margin:22px 0;padding:18px;border-left:4px solid #1769f5;border-radius:0 12px 12px 0;background:#eef6ff;color:#3b5875;font-size:12px;line-height:1.7}.ms-formula{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:22px 0}.ms-formula div{padding:15px;border-radius:12px;background:#f3f7fc}.ms-formula small,.ms-formula b{display:block}.ms-formula small{color:#7890a8;font-size:9px}.ms-formula b{margin-top:6px;color:#1d4166;font-size:13px}.ms-check{padding:0;list-style:none}.ms-check li{position:relative;padding-left:28px}.ms-check li:before{content:'✓';position:absolute;left:0;top:4px;display:grid;width:18px;height:18px;place-items:center;border-radius:50%;background:#e3f7ed;color:#158a57;font-size:10px;font-weight:900}.ms-faq details{margin:9px 0;border:1px solid #dce7f3;border-radius:11px}.ms-faq summary{padding:14px 15px;cursor:pointer;color:#264867;font-size:12px;font-weight:900}.ms-faq details p{margin:0;padding:0 15px 15px}.ms-side{position:sticky;top:92px;display:grid;gap:14px}.ms-side section{padding:20px;border:1px solid #dce7f3;border-radius:16px;background:#fff}.ms-side h3{margin:0 0 12px;font-size:16px}.ms-side a{display:block;padding:10px 0;border-bottom:1px solid #edf2f7;color:#315476;font-size:11px;font-weight:800;text-decoration:none}.ms-side .cta{border-color:#1769f5;background:#133a65;color:#fff}.ms-side .cta p{color:#c7d8eb;font-size:11px;line-height:1.6}.ms-side .cta a{border:0;border-radius:9px;background:#fff;color:#1769f5;text-align:center}.ms-related{margin:55px auto}.ms-related h2{font-size:29px}.ms-related nav{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.ms-related a{padding:18px;border:1px solid #dce7f3;border-radius:14px;background:#fff;color:#244764;text-decoration:none}.ms-related b,.ms-related small{display:block}.ms-related b{font-size:12px}.ms-related small{margin-top:7px;color:#7b8da1;font-size:9px}.ms-footer{padding:38px 0;background:#0e2f54;color:#fff}.ms-footer .ms-wrap{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:30px}.ms-footer img{filter:brightness(0) invert(1);width:150px}.ms-footer b,.ms-footer a{display:block}.ms-footer b{margin-bottom:10px;font-size:11px}.ms-footer a{padding:5px 0;color:#bfd0e2;font-size:9px;text-decoration:none}
@media(max-width:900px){.ms-top nav{display:none}.ms-hero{grid-template-columns:1fr}.ms-hero-visual{min-height:330px}.ms-answer{grid-template-columns:1fr}.ms-layout{grid-template-columns:1fr}.ms-side{position:static;grid-template-columns:1fr 1fr}.ms-related nav{grid-template-columns:1fr 1fr}.ms-footer .ms-wrap{grid-template-columns:1fr 1fr}.ms-tool iframe{height:1120px}}
@media(max-width:560px){.ms-wrap{width:min(100% - 20px,1240px)}.ms-top .ms-wrap{min-height:60px}.ms-top img{width:125px}.ms-hero{gap:22px;padding:28px 0}.ms-hero h1{font-size:36px}.ms-hero p{font-size:14px}.ms-hero ul{grid-template-columns:1fr}.ms-hero-visual{min-height:270px}.ms-hero-visual .plan{inset:35px 35px 65px}.ms-hero-visual img{width:180px}.ms-answer{padding:18px}.ms-answer aside{grid-template-columns:1fr}.ms-tool{border-radius:14px}.ms-tool header{align-items:flex-start;flex-direction:column}.ms-tool iframe{height:1080px}.ms-article{padding:20px}.ms-article h2{font-size:23px}.ms-formula{grid-template-columns:1fr}.ms-side{grid-template-columns:1fr}.ms-related nav{grid-template-columns:1fr}.ms-footer .ms-wrap{grid-template-columns:1fr 1fr}}