/* Scoped editorial styles: never change calculator inputs, canvas or tables. */
.sp-editorial{--sp-ink:#132f52;--sp-muted:#50667f;--sp-line:#dbe6f3;--sp-blue:#1262df;color:var(--sp-ink);font:16px/1.7 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;overflow-wrap:anywhere}
.sp-editorial *{box-sizing:border-box}.sp-editorial a{color:#1256be;text-underline-offset:4px}.sp-editorial a:hover{color:#083579}.sp-editorial :focus-visible,.sp-site-header a:focus-visible{outline:3px solid #f3a82b;outline-offset:4px}
.sp-editorial h1{font-size:clamp(30px,4vw,52px);line-height:1.13;letter-spacing:-.035em;max-width:1050px;margin:18px 0 22px}.sp-editorial h2{font-size:clamp(24px,2.8vw,34px);line-height:1.25;letter-spacing:-.025em;margin:0 0 18px}.sp-editorial h3{font-size:21px;line-height:1.3;margin:8px 0 14px}.sp-editorial p{margin:0 0 18px}.sp-editorial li{margin:8px 0}.sp-editorial section{scroll-margin-top:100px}
.sp-editorial .sp-intro{max-width:950px;font-size:19px;line-height:1.65;color:var(--sp-muted)}.sp-eyebrow{display:block;font-size:12px;font-weight:750;color:#165cc2;letter-spacing:.11em;text-transform:uppercase}.sp-editorial .sp-byline{font-size:14px;color:var(--sp-muted)}
.sp-topics{display:flex;flex-wrap:wrap;gap:9px;margin:24px 0 30px}.sp-topics a{padding:8px 14px;border:1px solid #cfddf1;border-radius:100px;background:#fff;text-decoration:none;font-size:14px;font-weight:650}.sp-topics a:hover{background:#eaf3ff}
.sp-editorial .sp-feature{display:grid;grid-template-columns:1.1fr 1fr;gap:32px;align-items:center;margin:24px 0 36px}.sp-editorial .sp-figure{margin:22px 0 32px}.sp-editorial .sp-figure img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:18px;background:#edf3fa}.sp-editorial figcaption{font-size:12px;line-height:1.5;color:#586d85;margin-top:9px}.sp-feature .sp-figure{margin:0}
.sp-editorial .sp-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;margin:26px 0}.sp-editorial .sp-card{padding:25px;border:1px solid var(--sp-line);border-radius:18px;background:#fff;display:flex;flex-direction:column;box-shadow:0 6px 18px #0e397704}.sp-card h3 a{text-decoration:none;color:var(--sp-ink)}.sp-card h3 a:hover{text-decoration:underline}.sp-editorial .sp-card p{font-size:15px;line-height:1.65;color:var(--sp-muted)}.sp-editorial .sp-read{font-weight:700;font-size:14px}.sp-card .sp-read{margin-top:auto}
.sp-editorial .sp-note{padding:22px 24px;border-left:4px solid #438aeb;border-radius:4px 14px 14px 4px;background:#edf5ff;font-size:14px;line-height:1.8;margin:28px 0}.sp-editorial .sp-cta{padding:28px;border-radius:20px;background:#1058c8;color:#fff;display:flex;gap:25px;align-items:center;justify-content:space-between;margin:36px 0}.sp-cta strong{font-size:22px;line-height:1.3}.sp-editorial .sp-cta p{margin:8px 0 0;font-size:15px;color:#eff5ff}.sp-editorial .sp-button{display:inline-flex;padding:13px 19px;border-radius:10px;background:white;color:#124b9e;text-decoration:none;font-weight:750;font-size:15px;line-height:1.5;flex-shrink:0;max-width:310px}.sp-editorial .sp-button:hover{background:#eaf3ff}
.sp-editorial .sp-table-scroll{overflow-x:auto;max-width:100%;margin:24px 0;border:1px solid var(--sp-line);border-radius:12px}.sp-editorial table{border-collapse:collapse;width:100%;min-width:530px;font-size:14px;background:#fff}.sp-editorial th,.sp-editorial td{padding:14px 17px;text-align:left;vertical-align:top;border-bottom:1px solid #e4edf6;line-height:1.6}.sp-editorial thead th{background:#eaf3ff;color:#164b8f;font-size:13px}.sp-editorial tbody th{font-weight:600;width:48%}.sp-editorial tr:last-child>*{border-bottom:0}.sp-editorial caption{padding:14px 17px;text-align:left;font-weight:700;background:#f5f9ff}.sp-editorial code{padding:2px 6px;background:#edf3fa;border-radius:5px;white-space:normal;font-size:.96em}
.sp-article-page{margin:0;background:#f5f8fc;color:#132f52;font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif}.sp-site-header{padding:20px max(20px,calc((100vw - 1180px)/2));background:#fff;border-bottom:1px solid #dbe6f3;display:flex;align-items:center;justify-content:space-between;gap:25px}.sp-site-header a{color:#134b96;text-decoration:none}.sp-site-header nav{display:flex;gap:24px;font-size:14px;font-weight:600}.sp-logo{font-size:24px;font-weight:850;letter-spacing:-1px}.sp-logo span{display:block;font-size:10px;font-weight:600;letter-spacing:1.6px;color:#5e718a}.sp-article{max-width:1120px;margin:auto;padding:30px 28px 50px}.sp-article>section:not(:last-child){max-width:900px;margin:46px auto}.sp-article>.sp-figure{max-width:900px;margin:30px auto}.sp-article>.sp-toc{max-width:900px;margin:32px auto}.sp-article>.sp-note,.sp-article>.sp-cta{max-width:900px;margin:38px auto}.sp-breadcrumb{font-size:12px;color:var(--sp-muted);margin:0 0 32px;line-height:2}.sp-toc{background:white;border:1px solid var(--sp-line);border-radius:16px;padding:22px 26px}.sp-toc ol{margin:12px 0 0;padding-left:24px}.sp-toc a{font-size:15px}.sp-site-footer{border-top:1px solid #dbe6f3;max-width:1120px;padding:26px;margin:auto;color:#50667f;font-size:13px}.sp-site-footer nav{display:flex;flex-wrap:wrap;gap:20px}.sp-site-footer a{color:#1256be}.sp-skip{position:fixed;left:16px;top:-100px;padding:14px;background:#fff;z-index:9999}.sp-skip:focus{top:12px}
@media(max-width:800px){.sp-editorial .sp-feature{grid-template-columns:1fr;gap:20px}.sp-editorial .sp-cta{flex-direction:column;align-items:stretch;padding:24px}.sp-editorial .sp-button{max-width:none;justify-content:center}.sp-site-header{align-items:flex-start;padding:16px;gap:18px}.sp-site-header nav{gap:12px;flex-wrap:wrap;justify-content:flex-end;font-size:12px;max-width:230px}.sp-logo{font-size:21px}.sp-logo span{font-size:8px}.sp-article{padding:22px 16px 32px}}
@media(max-width:600px){.sp-editorial .sp-card-grid{grid-template-columns:1fr}.sp-editorial .sp-card{padding:22px}.sp-editorial .sp-intro{font-size:17px}.sp-editorial h1{font-size:32px}.sp-editorial .sp-figure img{border-radius:12px}.sp-topics{gap:7px}.sp-topics a{font-size:13px;padding:7px 11px}.sp-editorial .sp-note{padding:17px}.sp-editorial th,.sp-editorial td{padding:12px}.sp-editorial .sp-toc{padding:19px}.sp-article>section:not(:last-child){margin:32px 0}}
@media print{.sp-site-header,.sp-site-footer,.sp-skip,.sp-cta,.sp-topics,.sp-toc{display:none!important}.sp-article-page{background:white}.sp-article{padding:0;max-width:none}.sp-editorial .sp-card-grid{display:block}.sp-editorial .sp-table-scroll{overflow:visible}.sp-editorial table{min-width:0}.sp-editorial .sp-figure{max-width:450px;break-inside:avoid}.sp-editorial a{color:inherit}.sp-editorial .sp-card{break-inside:avoid;box-shadow:none;margin-bottom:14px}}

.sp-editorial .sp-visual-grid{display:grid;grid-template-columns:1fr 1fr;gap:24px;margin:32px 0}.sp-editorial .sp-visual-grid h3{font-size:20px}.sp-editorial .sp-visual-grid .sp-figure{margin:16px 0}@media(max-width:650px){.sp-editorial .sp-visual-grid{grid-template-columns:1fr}}